If you or a loved one has been involved in a motor vehicle accident in South Carolina,
a car and truck accident lawyer with our firm will fight to help you obtain compensation you deserve.
Insurance Coverage for Auto Accidents
Your Insurance Coverage Can Protect YOU AND YOUR FAMILY IN CASE OF AN ACCIDENT!
No matter where you live, you are required to carry certain amounts of auto insurance coverage. If you are represented by Peake & Fowler Law Firm, P.A., we can study your insurance policy and determine how to proceed with your legal options. Below are types of insurance coverage in South Carolina. Bodily injury protection, personal property damage and uninsured motorist coverage are all mandatory.
Bodily Injury Protection
Bodily injury protection covers the injuries or death of an individual if you are responsible for an auto accident. You are required to carry minimum amounts that the insurance company will pay out. In South Carolina, you are required to carry $25,000 for bodily injury liability for one person injured in an accident; $50,000 for all injuries per accident; and $25,000 for personal property damage. (You may want to add more than the minimum to protect yourself and your family).
Personal Property Damage
Personal property damage covers the repair or the replacement of your vehicle in a car accident that you were responsible for.
Personal Injury Protection (PIP)
Personal injury protection, which is not mandatory, covers medical expenses for you, relatives who live in your home, anyone who is authorized to drive your car, you and your family members if you are injured while in someone else's car, and if you are a pedestrian hit by a vehicle.
Comprehensive Coverage
Comprehensive coverage protects the replacement — and value — of your car if someone steals it, breaks into it, or your car is damaged as a result of anything other than an accident.
Uninsured or Underinsured Motorist Coverage
Uninsured or underinsured motorist coverage — which is mandatory in South Carolina — protects you if you get hit by a driver who does not have insurance or does not have enough insurance to cover your injuries or property damage. This insurance also covers you if you are a victim of a hit-and-run accident.
Contact a Car Accident Lawyer with Our Firm
At Peake & Fowler Law Firm, P.A., an experienced car accident attorney can assist you or your loved one with your case. Contact us today. Remember, you don't pay us unless we get money for you.
Call (803) 788-4370. If outside of central South Carolina, call toll free: 1-800-WIN-WIN-1.